:root {
  --tinta: #101828;
  --texto: #475467;
  --marca: #1462D6;
  --marca-escura: #0F4CA8;
  --fundo: #F6F8FB;
  --borda: #E4E7EC;
  --raio: 14px;
}

* { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  margin: 0;
  font-family: system-ui, -apple-system, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
  color: var(--texto);
  background: #fff;
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

h1, h2, h3 { color: var(--tinta); line-height: 1.2; margin: 0 0 12px; }
h1 { font-size: clamp(30px, 5vw, 46px); letter-spacing: -0.02em; }
h2 { font-size: clamp(24px, 3.4vw, 34px); letter-spacing: -0.01em; }
h3 { font-size: 18px; }
p { margin: 0 0 14px; }

.container { width: min(1080px, 100% - 40px); margin-inline: auto; }

.skip {
  position: absolute; left: -9999px;
  background: var(--marca); color: #fff; padding: 10px 16px; border-radius: 8px;
}
.skip:focus { left: 16px; top: 16px; z-index: 10; }

.topo {
  position: sticky; top: 0; z-index: 5;
  background: rgba(255, 255, 255, 0.92);
  backdrop-filter: blur(8px);
  border-bottom: 1px solid var(--borda);
}
.linha { display: flex; align-items: center; gap: 20px; min-height: 68px; flex-wrap: wrap; }
.marca { font-weight: 800; font-size: 20px; color: var(--tinta); text-decoration: none; letter-spacing: -0.02em; }
.marca span { color: var(--marca); }
.topo nav { display: flex; gap: 18px; margin-left: auto; flex-wrap: wrap; }
.topo nav a { color: var(--texto); text-decoration: none; font-size: 14px; }
.topo nav a:hover, .topo nav a:focus { color: var(--marca); }

.botao {
  display: inline-block;
  background: var(--marca);
  color: #fff;
  text-decoration: none;
  font-weight: 600;
  font-size: 15px;
  padding: 12px 20px;
  border: 0;
  border-radius: 10px;
  cursor: pointer;
  transition: background 0.15s ease;
}
.botao:hover, .botao:focus { background: var(--marca-escura); }
.botao.grande { padding: 15px 26px; font-size: 16px; }
.botao.vazio { background: transparent; color: var(--marca); border: 1.5px solid var(--marca); }
.botao.vazio:hover, .botao.vazio:focus { background: rgba(20, 98, 214, 0.06); }

.heroi {
  background: linear-gradient(180deg, #EEF4FF 0%, #FFFFFF 100%);
  padding: clamp(48px, 8vw, 92px) 0 clamp(32px, 5vw, 56px);
}
.heroi .sub { font-size: clamp(16px, 2.2vw, 19px); max-width: 620px; }
.selo {
  display: inline-block;
  background: #E6F4EA; color: #0F7B3F;
  font-size: 12px; font-weight: 700; letter-spacing: 0.04em; text-transform: uppercase;
  padding: 5px 12px; border-radius: 999px; margin-bottom: 18px;
}
.acoes { display: flex; gap: 12px; flex-wrap: wrap; margin: 26px 0 30px; }
.destaques { display: flex; gap: 10px; flex-wrap: wrap; list-style: none; padding: 0; margin: 0; }
.destaques li {
  background: #fff; border: 1px solid var(--borda); border-radius: 999px;
  padding: 8px 14px; font-size: 13px;
}

.bloco { padding: clamp(44px, 7vw, 80px) 0; }
.bloco.destaque { background: var(--fundo); }
.bloco.escuro { background: var(--tinta); }
.bloco.escuro h2, .bloco.escuro h3, .bloco.escuro strong { color: #fff; }
.bloco.escuro p, .bloco.escuro li { color: #D0D5DD; }

.passos { list-style: none; padding: 0; margin: 28px 0 0; display: grid; gap: 18px; grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); }
.passos li { background: #fff; border: 1px solid var(--borda); border-radius: var(--raio); padding: 24px; }
.numero {
  display: inline-flex; align-items: center; justify-content: center;
  width: 32px; height: 32px; margin-bottom: 12px;
  background: rgba(20, 98, 214, 0.1); color: var(--marca);
  border-radius: 999px; font-weight: 700;
}

.cartoes { display: grid; gap: 18px; grid-template-columns: repeat(auto-fit, minmax(230px, 1fr)); margin-top: 26px; }
.cartao { background: #fff; border: 1px solid var(--borda); border-radius: var(--raio); padding: 24px; }
.cartao .valor { color: var(--marca); font-weight: 700; font-size: 20px; margin-bottom: 8px; }

.grade { display: grid; gap: 22px; grid-template-columns: repeat(auto-fit, minmax(250px, 1fr)); margin-top: 26px; }
.grade article { border-left: 3px solid var(--marca); padding-left: 16px; }

.lista { list-style: none; padding: 0; margin: 22px 0 28px; display: grid; gap: 12px; }
.lista li { padding-left: 26px; position: relative; }
.lista li::before { content: "✓"; position: absolute; left: 0; color: #12B76A; font-weight: 700; }

details {
  background: #fff; border: 1px solid var(--borda); border-radius: 12px;
  padding: 16px 20px; margin-bottom: 10px;
}
summary { cursor: pointer; font-weight: 600; color: var(--tinta); }
summary::marker { color: var(--marca); }
details p { margin: 12px 0 0; font-size: 15px; }

.chamada { background: var(--fundo); text-align: center; }
.form { max-width: 460px; margin: 22px auto 0; text-align: left; }
.form label { display: block; font-size: 13px; font-weight: 600; color: var(--tinta); margin-bottom: 6px; }
.campo { display: flex; gap: 8px; flex-wrap: wrap; }
.campo input {
  flex: 1 1 220px; padding: 13px 14px; font-size: 15px;
  border: 1px solid var(--borda); border-radius: 10px; background: #fff; color: var(--tinta);
}
.campo input:focus { outline: 2px solid var(--marca); outline-offset: 1px; }
.campo button {
  padding: 13px 22px; border: 0; border-radius: 10px; cursor: pointer;
  background: var(--marca); color: #fff; font-weight: 600; font-size: 15px;
}
.miudo { font-size: 12px; color: #667085; margin-top: 10px; }

.rodape { border-top: 1px solid var(--borda); padding: 22px 0; font-size: 13px; }
.rodape nav { display: flex; gap: 18px; margin-left: auto; flex-wrap: wrap; }
.rodape a { color: var(--texto); text-decoration: none; }
.rodape a:hover, .rodape a:focus { color: var(--marca); }
.rodape p { margin: 0; }

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  * { transition: none !important; }
}